Hi! I'm Loren Hotchkiss and I'm a Senior Loan Officer in Oakland County, MI. I'm here to provide expert mortgage advice and bring you home faster.

NMLS ID: 166413
Learn more about Loren Hotchkiss

I’ve been a loan officer for over 10 years.  During my time as a loan officer, I’ve been able to help anyone from first time home buyers to season buyers.  Whether it is refinancing your current home, upgrading to a larger home for a growing family or downsizing your current home, I am able to assist you with your mortgage needs.  I take great pride in my job, which is why my goals, as a loan officer, are to help you understand the process, keep things running smoothly and keep you updated during the whole transaction.  I want my clients to feel comfortable and have a strong understanding of the loan process before, during and after the loan transaction is completed.   Along with the great team at Cason Home Loans, I also have a great support team at home.  This included my wife (Amanda) and my two sons’ (Tristan and Cole).  As a family, we love being outside fishing, hunting, camping, supporting our Detroit Lions and vacationing together.  We are also very involved in Oakland County Fair, where we volunteer our time to help support the children that participate in the fair and 4-H.  I always look forward to helping the next customer with their mortgage needs.

Put the mortgage process in your hands with a secure document scanner, calculator and other resources in this custom app. Open this on your phone and click the following link to install it. Mortgage App

 


Find the Perfect Loan

If there is a mortgage product that you need, Cason Home Loans has it!
I need a loan above $424,100.
I'm looking for a short term loan.
I want the lowest interest rate available.
I don't want to worry about my interest rate going up.
I want to live in a rural area.
I am a military veteran or actively serving.
I don't have a lot of money for a down payment.

Run the Numbers

Our licensed loan officers are highly informed so you can have the confidence that you are getting the best mortgage advice for your needs.

Mortgage Loan Calculator

Clear Answers to Common Questions

From start to finish, our team will go above and beyond to ensure all your questions are answered.
What are the common fees through the mortgage process?
What is the difference between a Mortgage Broker & Mortgage Banker?
What is a Rate Lock or Lock In?
What is a Loan To Value Ratio (LTV)?
What are Discount Points (or Points)?
What is the difference between Interest Rate & APR?
What are the steps in the Mortgage Process?
What is a Truth-in-Lending Disclosure and why do I receive it?
What is Private Mortgage Insurance (PMI)?
How does an escrow account work?

With all of the mortgage companies that seem to appear and disappear you may wonder why I choose to work for Cason Home Loans.

First, Cason Home Loans has been in business for over 12 years and is managed by extremely experienced loan professionals that understand my job intimately and always go the extra mile to help me serve you.
Second, Cason Home Loans is a mortgage BANKER not a mortgage BROKER. This means that Cason Home Loans is an actual lender with its own products and its own staff of in-house underwriters.

These important distinctions mean that Cason empowers me to offer the best programs and tools in the industry, in addition to exceptional support, specialized products and very competitive rates that are unique to Cason Home Loans.



In short, "I work for Cason because they make sure that I have the best products and service to offer you - and this brings my clients back again and again!"

Let's Meet

EXPERIENCE A TRUE PARTNERSHIP THAT BRINGS you home faster.

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My Office

Flint, MI

G3404 Miller Road  Flint, MI 48507
Phone 810.732.9660

Clarkston, MI

7131 DIXIE HWY, CLARKSTON, MI 48346
Phone 248.922.7350