All posts by splashjulie

FINDING YOUR DREAM HOME

 

Once you’re aware of all the costs involved and have worked with your lender to determine what you can afford, it’s time to begin your search for a home.

Finding a Real Estate Agent

Your real estate agent is a valuable partner in the homebuying process. He or she will help you find your dream home and present the offer to the seller on your behalf. When looking for an agent, start by asking your lender, a friend, or a family member for a referral. Be sure to talk to a few agents before choosing one. Here are a few things to consider when looking for an agent:

  • Licensing: All agents and brokers are required to be licensed by the state in which he or she does business. Do a quick internet search to verify your agent’s license is in good standing and that no disciplinary action has been taken against them.
  • Experience: Has the agent been around for just a few years, or are they a seasoned professional? Do they have experience in your market? Are they unafraid to negotiate to get you the best deal? These are all important to factors to consider to make sure you find an agent that’s right for you.
  • Reputation: One of the best ways to identify a good agent is by what past customers say about them, so be sure to read reviews online before choosing your agent. Doing so will give you insight into the opinions and experiences of other homeowners and will help you make a more informed decision.

Finding the Right Home

House hunting can be an exhilarating yet draining process. What should you look for, and how do you keep track of the features you loved, as well as the things you didn’t? Here are some things to consider each time you view a new property:

Research

  • Neighborhood safety
  • Community life
  • Schools
  • Local home values
  • Cell phone coverage
  • Additional fees (like HOA)​

Interior Features

  • Flooring, windows, and ceiling
  • Walls
  • Bathrooms and kitchen
  • Rooms
  • Stairs
  • Doors

Exterior Condition

  • Roof
  • Foundation, driveway, and pool
  • Siding
  • Landscaping and curb appeal
  • Garage
  • Patio/deck
  • Pests​

Making an Offer

Once you’ve found the home you love, it’s time to make an offer. The offer, or purchase agreement, is a legal document that outlines the terms and conditions of the sale. This may include but is not limited to:

  • Address and legal property description
  • Purchase price
  • Down payment amount
  • Earnest money that must be paid
  • Expiration date for the offer
  • A commitment by the seller to provide a clear title to the property
  • Target closing date
  • Target move-in date
  • Any contingencies the agreement is subject to, such as the buyer’s need to obtain a mortgage or get a home inspection

In some states, your real estate agent will prepare this document, or the state may require an attorney to draft it. Be prepared for the seller to come back with a counter offer before fully signing off on the deal.

What is Earnest Money? Earnest money is a deposit you put down when making an offer. It’s a sign of good faith to show you’re serious about the transaction. The amount varies, but it could be between 1% and 3% of the purchase price. The money gets held in an escrow account until the transaction is finalized, at which point it will go toward your down payment.

The Home Inspection

After both parties have signed the purchase agreement, it’s time to get a home inspection. A home inspection is not typically required to buy a home, but it is strongly recommended. In some cases, it may be a contingency on your purchase agreement, meaning it must take place, or the deal will be void.

Why You Should Get a Home Inspection

A home inspection is a thorough examination of the property that assesses the home’s structural and mechanical condition and points out any needed repairs. On average, an inspection costs between $300 and $500, although cost varies depending on the location, age, and size of the house. While a home inspection will cost you a small sum of money up front, it can help you know what you’re buying. For instance, if the property needs major repairs, an inspection will help you know ahead of time. Keep in mind, you may be able to negotiate with the seller to pay for repairs.

 



Posted from VibrantLiving Newsletter – https://www.homebuyingjourney.com/single-post/2017/11/03/Finding-Your-Dream-Home

This article is for information purposes only and is not an advertisement to extend customer credit as defined by Section 12 CFR 1026.2 Regulation Z. Program rates, terms and conditions are subject to change at any time.

Cason Home Loans | Equal Housing Lender | NMLS# 162651

6 Smart Ways to Reinvest Your Tax Refund Into Your Home

Are you expecting a tax refund this year?

With the average American’s refund coming in at roughly $3,000, that’s a sizable chunk of extra change. And while the urge to splurge can be strong, the more savvy financial decision would be to put your extra cash to work for you. One way you can do that is by putting it back into your home to help boost its value. So, instead of spending this year’s refund on that new 4K TV, consider the following ways you can reinvest it in your home:

  1. Routine Maintenance. We’ll admit it, home maintenance is not the most exciting use of your extra funds, but it’s something you’ve got to be prepared for. Think fixing roof leaks, repairing cracks in the foundation, or getting the HVAC system tuned up. Homeowners should plan to spend around 1% to 3% of their home’s purchase price each year on maintenance costs. So, for a $300,000 home, a repair budget based on 1% would equal $3,000 — the average tax refund!
  2. Home Improvements. If your maintenance budget is at a healthy balance, why not tackle that remodeling project you’ve been putting off? Unlike repairs, some home improvements have certain tax benefits . In addition to maximizing the tax perks, be sure to choose a project with the best ROI. Insider Tip: Refinishing hardwood floors reaps a 100% cost recovery at resale and will only put you back about $3,000, according to the Remodeling Impact Report .
  3. Energy-Efficient Upgrades. Taking steps toward a more sustainable home can have big payoffs, including lower utility costs, better air quality, and even increased home value. A few ways you can do this include upgrading to a more energy-efficient HVAC unit, installing solar panels, or switching to Energy Star appliances. Check out more ideas for how to go green at home .
  4. Smart Home Features. Home automation is the way of the future, so why not get ahead of the curve and make your home more tech-friendly today? Smart homes provide better security and added convenience — not to mention they usually consume less energy. From smart surveillance systems to smart appliances to smart lighting, there are numerous possibilities. Learn more about smart home ideas and benefits .
  5. Extra Mortgage Payment. Making extra mortgage payments not only helps you pay off your loan sooner but also helps you save money on interest by reducing the principal you owe. Depending on your situation, however, you may be better off putting that money into an interest-bearing investment account. Talk to your financial advisor to see which route is best for you.
  6.  Down Payment. If you’re saving up to buy a home, your tax refund can add a significant boost to your down payment fund. Consider this scenario: Let’s say you want to purchase a $200,000 starter home, and you qualify for 3% down. Estimating a tax refund of $3,000, you’d be halfway to your down payment goal! And with all the wealth-building opportunities that come with buying a home , allocating your extra cash toward a down payment can be a really smart move.

Don’t let your tax refund burn a hole in your pocket this year.

Before you spend it, think of strategic ways you can use it to benefit you as a homeowner.


Posted from Waypoints Magazine Newsletter - https://www.waypointsmagazine.com/single-post/2018/01/18/6-Smart-Ways-to-Reinvest-Your-Tax-Refund-Into-Your-Home

This article is for information purposes only and is not an advertisement to extend customer credit as defined by Section 12 CFR 1026.2 Regulation Z. Program rates, terms and conditions are subject to change at any time.

Cason Home Loans | Equal Housing Lender | NMLS# 162651

Immunity-Boosting Tips to Stay Healthy at School or Work

 The winter blahs can often lead to the winter aaaaaahs — as in, open up and say “Aaah” to your doctor.

Being cooped up indoors with lots of other people — at the office, exercise class, at the library — exposes you to a plethora of germs that can take advantage of a weakened immune system and knock you down. Boosting your immune system is a great way to reduce the chance you’ll catch something. Here are some ways to strengthen and support your body’s natural defense.

Wash

Wash your hands often and well, with warm soap and water. This is one of the best defenses against picking up germs! Hand sanitizer is not as effective but can be substituted when soap and water are unavailable.

Sleep

When you sleep, your body produces chemicals that help boost your immune system. Healthy adults need between seven and nine hours  of sleep to allow their bodies to rejuvenate and recover.

Eat

There should be a wide variety of fruits and vegetables in your diet. Be certain to load up on foods fortified with vitamin D, the nutrient we get from sunshine, as your exposure to the sun may be limited at this time of year.

Hydrate

Heated air dries out your mucous membranes, which help protect you from ingesting germs. Drink lots of water and consider putting humidifiers around your home.

 

The information in this article is not intended to replace the care and advice of your doctor. Use caution when using any homeopathic or naturalistic home remedies. Source: Mayo Clinic, “How many hours of sleep are enough for good health?”, April 2016.


Posted from Waypoints Magazine Newsletter - https://www.waypointsmagazine.com/single-post/2018/12/31/Immunity-Boosting-Tips-to-Stay-Healthy-at-School-or-Work

This article is for information purposes only and is not an advertisement to extend customer credit as defined by Section 12 CFR 1026.2 Regulation Z. Program rates, terms and conditions are subject to change at any time.

Cason Home Loans | Equal Housing Lender | NMLS# 162651

6 Brilliant Ideas for an End-of-Winter Getaway

 The winter season may be wrapping up, but there’s still plenty of time to squeeze in a last-minute winter retreat.

While you could escape the cold with a tropical excursion, let’s be honest: We’ve been there, done that. This year, bundle up and embrace what winter has to offer with these magical destinations for an end-of-winter getaway.

1. See the Northern Lights Along the Alaska Railroad

Enjoy a scenic ride through Alaska’s wilderness aboard the Aurora Winter Train, which runs from Anchorage through Fairbanks. Take in remarkable views of the Denali Mountain peaks and experience the occasional moose sighting, all against the backdrop of powdery white snow. The main attraction here is the Aurora Borealis — or Northern Lights — which are at their highest intensity in March. To witness the majestic violet and emerald glows fill up the night skies is an experience like none other.

2. Sleep in an Ice Castle at Hôtel de Glace, Québec

Each year, the Hôtel de Glace is reconstructed into an architectural masterpiece made entirely of snow and ice. During an overnight stay, you’ll sleep inside arctic sleeping bags atop a bed with a solid ice base. Complete with a bar, café, and wedding chapel, this frozen palace is like stepping into a real-life fairytale. Hurry — the hotel is only open from January 4 to March 28!

3. Play in the Snow in Park City, Utah

Fun is never in short supply at this popular winter sports destination, offering activities such as downhill skiing, snowboarding, dogsledding, and tubing. For the vertically disinclined, try cross country skiing or snowshoeing along snow-packed trails. After a day on the slopes, wind down with an afternoon of shopping and dining in Park City’s charming downtown area. Park City is also home to the Sundance Film Festival, which takes place annually in January. Book your 2019 tickets now to ensure a spot for next year!

4. Gaze at Steaming Geysers in Yellowstone National Park

Even if you’ve visited Yellowstone in the summer, don’t be too quick to brush this one aside. This massive national park transforms into a completely different world from early November to late April as snowy landscapes and wildlife take center stage. Take an Old Faithful Area Snowshoe Tour, where you can explore the trails and watch as Old Faithful erupts against the snow. When its almost-boiling water hits the icy-cold air, the droplets turn into tiny ice crystals. Wildlife is also easy to spot thanks to the white, snowy backdrop. Expect to catch a glimpse of bison, moose, wolves, coyotes, and bighorn sheep, to name a few. Most roads are closed until mid-March, making snowmobile or snowcoach the only viable modes of transportation (but well worth the adventure).

5. Sip on Fine Wine in the Twin Cities

Take a break from the great outdoors and resign to the big city — or cities, that is. Minneapolis and St. Paul, Minnesota (the Twin Cities for short), are packed with winter activities, including traditional winter sports like skiing, ice skating, and even snow fishing. Visit March 2-4 for the 24th annual Minnesota Monthly Food & Wine Experience, where you can sip on fine wines or craft beers while filling up on gourmet cuisine. Fun fact: Minneapolis was named No. 23 on The New York Times’ 52 Places to Go list in 2017.

6. Stargaze in Sedona, Arizona

This desert town is filled with breathtaking scenery and geological wonders — not to mention more mild temperatures for those who don’t want to brave the frigid cold. Explore the red rocks on foot or by hot air balloon, where you may be lucky enough to witness a rare snow dusting on top of the rusty-hued canyons. With fewer crowds, more affordable lodging, and temps that aren’t too hot or too cold, late winter is the ideal time to visit.


Posted from Waypoints Magazine Newsletter - https://www.waypointsmagazine.com/single-post/2018/01/18/Ideas-for-an-End-of-Winter-Getaway

This article is for information purposes only and is not an advertisement to extend customer credit as defined by Section 12 CFR 1026.2 Regulation Z. Program rates, terms and conditions are subject to change at any time.

Cason Home Loans | Equal Housing Lender | NMLS# 162651

Holiday Gift Guide: 10 Ways to Give Experiences Instead of Things

Who doesn’t love getting gifts during the holidays?

The anticipation of the surprise, the thrill you get when tearing apart the wrapping paper, all while being surrounded by friends and family — these are all central to the holiday gift-giving experience. But if holiday gifts are such a key part of our traditions, why do they often result in the accumulation of stuff that doesn’t make us happy (at least not for long)? Perhaps the culprit is the stuff itself. Years of research have revealed that people who spend their money on experiences rather than things achieve more, longer-lasting happiness as a result. So, before you hit up Amazon or head to your nearby shopping mall for the latest holiday “must-haves,” consider the following ways you can give the gift of experiences this year.

Why Experiences Are Better Than Things, According to Science

Dr. Thomas Gilovich, a psychology professor at Cornell University, has spent years studying the effects that experiences have on happiness, compared to material possessions. According to his findings, there are three primary reasons experiences trump things.

1. Anticipation is half the fun. It goes without saying that experiences are meant for our enjoyment, but a lot of the enjoyment we derive from experiences comes from the anticipation leading up to them. And while you may feel excited waiting for your Amazon Prime order to arrive on your doorstep, that feeling is even stronger when waiting for an experience to take place.

2. Things get old, experiences last. Isn’t it funny how something brand new makes you feel great when you get it, but before long, it’s old news? That’s because the happiness that comes from material possessions is fleeting. People get used to them quickly, causing us to always want the next best thing. On the other hand, experiences produce longer-lasting happiness, making them more worth our time and money.

3. Experiences shape who we are. A lot of people fall into the habit of associating what they own with who they are, but your designer shoes, shiny car, or new iPhone don’t define you — your experiences do. In his report, “We’ll Always Have Paris,” Gilovich aptly states, “We are the sum total of our experiences.” If you really want to give a meaningful gift, give something that will add to a person’s life instead of collect dust.

10 Experiences That Make Great Gifts

To help get you started, below are 10 experiences you can give to your family and friends this holiday season.

1. Tickets to a sports game (or season tickets if you want to splurge)

2. Museum membership or tickets to a special exhibit

3. Concert, live theater, or movie tickets

4. Cooking or mixology class

5. The gift of travel (pre-booked trip, airline miles, hotel gift card)

6. Spa day

7. Lessons to learn a new skill (language, music, painting, etc.)

8. Day pass for indoor rock climbing

9. Winery or brewery tour

10. Horseback riding

Can’t decide what experience to give? Try something like Tinggly, which allows the recipient to choose their own experience. Or check out gifts that give back: FEED provides school meals for every bag you buy, and at the Doll Kind, each doll sold is matched by a doll donated to a less fortunate child.

When it comes to giving experiences, the possibilities are endless. Think about what the people in your life will find meaningful, and don’t be afraid to get creative.

Here’s to unforgettable experiences and truly happy holidays!

 

Posted from Vibrant Living Newsletter – https://www.vibrantlivingnewsletter.com/

This article is for information purposes only and is not an advertisement to extend customer credit as defined by Section 12 CFR 1026.2 Regulation Z. Program rates, terms and conditions are subject to change at any time.

Cason Home Loans | Equal Housing Lender | NMLS# 162651

Homeownership: The Gift That Keeps on Giving

Did you know Americans lost a lifetime income of $70,000 as a result of the Great Recession?

That is according to a recent report from the Federal Reserve Bank of San Francisco, which analyzed the long-term effects of the last financial crisis. That’s 16% more than the annual median household income, which was $59,039 in 2016. While news like this may come as a shock, it begs the question: What steps can you take to protect your financial well-being going forward? Aside from investing in the stock market, the numbers point to one tried and true way that Americans are building their wealth and securing their financial futures: homeownership.

Between 2013 and 2016, the median net worth of homeowners increased 15%. In contrast, the median net worth of renters fell 5% during that same period. As of 2016, homeowners had a median net worth of $231,400, compared to just $5,200 for renters. That means homeowners have nearly 45 times the net worth than that of renters.

Source: Federal Reserve Board, 2016 Survey of Consumer Finances.

And more recent data indicates the wealth-building power of homeownership is getting stronger.

In the first quarter of 2018, household net worth rose to a record high of $100.8 trillion, according to additional data from the Federal Reserve. Household net worth is defined as the total value of assets (such as stocks and real estate) minus liabilities (such as mortgage and credit card debt). This boost in household wealth was primarily due to the rising home prices that have swept across the country in recent years.

Source: U.S. Federal Reserve, Financial Accounts of the United States, June 2018.

The above chart reflects the combination of financial assets such as stocks and non-financial assets such as real estate.

Removing the financial asset component, real estate still makes up a significant portion ($25.1 trillion) of household net worth.

Source: U.S. Federal Reserve, Financial Accounts of the United States, June 2018.

The moral of the story?

You can’t predict when hard economic times will hit, but you can take smart steps today to keep your money working for you tomorrow. And what current trends — and history itself — are telling us is that owning a home is one of the most powerful ways to build your wealth and secure your financial future.

We are not a financial advisory firm. Consult your financial advisor before making any investment decisions.


Posted from Waypoints Magazine Newsletter - https://www.waypointsmagazine.com/single-post/2018/09/27/Homeownership-The-Gift-That-Keeps-on-Giving

This article is for information purposes only and is not an advertisement to extend customer credit as defined by Section 12 CFR 1026.2 Regulation Z. Program rates, terms and conditions are subject to change at any time.

Cason Home Loans | Equal Housing Lender | NMLS# 162651

3 Reasons Fall is the Best Time of Year to Buy a Home – REASON 3: MOTIVATED SELLERS

What if your home no longer suits your needs, because it’s too big, or too small, or in the wrong part of town, or … well, there are all kinds of reasons you may want to move. Luckily, fall is a great time to buy a new house and make it into your cozy new home.

MOTIVATED SELLERS = MORE NEGOTIATING POWER

People who sell their homes in fall and winter are often in a hurry to make a sale. They want to be settled before the holidays come, or they want to get a tax break* for this year rather than next year, or they have a new job and they need to relocate. These sellers are looking to close the sale as quickly and smoothly as possible.

When you buy in fall, the combination of motivated sellers and fewer other homebuyers competing with you for available homes means more negotiating power in your hands, which often results in a better deal. This could mean a lower sales price, seller-paid repairs or upgrades, and even seller-paid closing costs.

Buying a home in the fall gives you the best of all worlds — lower prices and less competition but still enough inventory to find the home you want.

If you’re serious about buying a home, doing so this fall may save you money or help you afford more than you expect.

Get pre-approved today so you don’t miss out on the fall homebuying season using our  online application or download the Cason mobile app.

 


Posted from VibrantLiving Newsletter – https://www.vibrantlivingnewsletter.com

This article is for information purposes only and is not an advertisement to extend customer credit as defined by Section 12 CFR 1026.2 Regulation Z. Program rates, terms and conditions are subject to change at any time.

Cason Home Loans | Equal Housing Lender | NMLS# 162651

3 Reasons Fall is the Best Time of Year to Buy a Home – REASON 2: LESS COMPETITION

It can be hard to think of moving house when the temperature is dropping and the holidays are on the horizon. But there are very good reasons why buying a home in fall makes sense. In addition to lower prices, here’s another one:

LESS COMPETITION = MORE INVENTORY TO CHOOSE FROM

Spring and summer are the peak homebuying seasons, when families are looking forward to settling in during summer vacation and houses are often looking their best, with green lawns and blooming gardens. But while this might be a more convenient time for many, it’s generally the most expensive time of year to hunt for a new home, and the competition for desirable houses can be fierce.

People who buy in fall, however, have less competition, which means they can more easily find the home that checks all the boxes on their “wants” list as well as their “needs” list – without having to bump elbows with a slew of other buyers.

Do you want to make a move before the holidays hit? Now is the perfect time!

Get pre-approved today using our online application or download the Cason mobile app.

 


Posted from VibrantLiving Newsletter – https://www.vibrantlivingnewsletter.com

This article is for information purposes only and is not an advertisement to extend customer credit as defined by Section 12 CFR 1026.2 Regulation Z. Program rates, terms and conditions are subject to change at any time.

Cason Home Loans | Equal Housing Lender | NMLS# 162651

3 Reason Fall is the Best Time of Year to Buy a Home – REASON 1: LOWER PRICES

Ah, autumn

The leaves begin to fall, jackets and sweaters start coming out of storage, and our thoughts turn to hot chocolate and comfort foods. While we love layers and hot drinks, there’s another reason we love fall: It’s probably the best time of year to buy a new home.

LOWER PRICES = MORE HOME FOR YOUR MONEY

According to MarketWatch, listing prices are about 4.8% lower in fall than they are in the summer. That may not seem like a lot, but that price drop could actually save you thousands of dollars. Here’s an example: According to the National Association of Realtors®, the median existing-home price in 2017 was $247,200. If that price falls the typical 4.8% in fall, you’d pay $235,334, saving nearly $12,000!

When prices are down, your dollars go further. It can allow you to afford more amenities or a bigger home, put more money down, or make updates and renovations that you couldn’t otherwise pay for.

If you want to get the best deal possible, buying now could save you a lot of money.

Get pre-approved today using our online application or download the Cason mobile app.

 


Posted from VibrantLiving Newsletter – https://www.vibrantlivingnewsletter.com

This article is for information purposes only and is not an advertisement to extend customer credit as defined by Section 12 CFR 1026.2 Regulation Z. Program rates, terms and conditions are subject to change at any time.

Cason Home Loans | Equal Housing Lender | NMLS# 162651

Home Design Trends Around the World

Wish you could take a trip around the world?

If that’s not in the cards for you anytime soon, why not bring a bit of the world home?

Borrowing design trends from other countries and cultures can result in a living space that looks like no other and completely reflects you! We’re exploring classic and hot interior design trends from countries across the globe.

Take a look, get inspired, and feel like a world traveler — all from the comfort of your newly redecorated home!

 Middle East

Combining Arabic, Moroccan, and Berber designs, classic Middle Eastern homes feature tiled mosaics, geometric patterns, and carved wood. Windows and doorways are often arched, and colors are deep and heavily saturated. Draped textiles are also common in North African and Middle Eastern homes.[1] Recently, décor has trended toward lighter colors and a turn toward more natural textiles and textures. Green is popular, as are live plants inside the home.[10]

Nordic, Scandinavian

If you’re thinking IKEA, you’ve got a handle on Scandinavian interior design. Although that brand has been adapted for the American market, the basics still are found in clean lines, light wood finishes, and industrial touches. Furnishings often serve dual purposes — a coffee table that opens into a desk, an ottoman that also has storage space — and surfaces are shiny. The Scandinavian aesthetic also values natural light, neutral colors, and an open feeling to rooms.[11]

Brazil

If you want to be ultra-modern in Brazil, then your look should be ultra-industrial. Metal furniture, exposed ductwork, and other features of the industrial style that swept the U.S. in the ’90s and ’00s are hot, as are open-concept floorplans,[12] clean lines, and black and white and earth tones.[13] Look for concrete, glass, and metal in every room.[14]

Japan

The minimalism of the wabi-sabi style has been infusing Japanese homes in recent years. Wabi-sabi is sometimes called “the art of imperfection,” an aesthetic that delights in authenticity above all else. Aged woods, crackled porcelain, faded textiles, and other time-worn materials are praised for their imperfections and handmade items are valued above mass-produced products.

India

It’s about getting back to nature in India this year. Steel and chrome are making way for brass copper, bright florals are making a comeback, and neutral tones are falling by the wayside as bold blues, reds, yellows and greens move in. The look of concrete is spreading from floors and countertops to influence the looks of some furniture and even textiles with a rough, natural style. Velvet, which graced sofas and bedding in the U.S. last year, is growing in popularity.[5]

Australia

For 2019, designers in Australia are bringing in pastel colors in “chalky” finishes [6], yellows and corals, geometric and marbleized patterns, and high-contrast textures. Although neutrals — white, greys, beiges — still haven’t gone out of style. Wallpaper is high on the list of desirable features, especially that made of textured material. Terrazzo remains popular there, and coloring it is catching on. Open shelving, a look Americans are definitely moving away from, is just becoming more popular here.[7]

 Germany

Home styling trade shows in Germany earlier this year highlighted “individualization and digitization … [and] sustainability in production and longevity.”[8] Metallic wallpaper, velvet-covered furniture, and large florals were also seen. Pale neutrals dominated, occasionally relieved by pops of color. Velvet is popular here, too, as are wood, glass, and basket-like textiles.[9]

 

 

 

[1] https://thriveglobal.com/stories/interior-design-across-space-moroccan-vs-scandinavian-design/ 

[10] http://design-middleeast.com/home-design-trends-for-2019/

[11] https://thriveglobal.com/stories/interior-design-across-space-moroccan-vs-scandinavian-design/

[12] https://www.lushome.com/open-community-design-concept-ibis-hotel-brazil/196599

[13] https://www.houzz.com/professionals/interior-designer/c/BR

[14] https://www.dezeen.com/2019/04/24/ribeirao-preto-residence-perkins-will-brazil/

[2] https://joybird.com/cultural-impacts-american-design-trends/

[3] http://www.thedecorativesurfaces.com/en/interior-design-trends-in-china/

[4] https://jingdaily.com/china-luxury-decoration/

[5] https://www.homify.in/ideabooks/6274915/home-design-trends-2019-the-best-ideas-for-indian-homes

[6] https://www.realestate.com.au/lifestyle/australian-interior-design-trends-2019/

[7] https://www.homestolove.com.au/home-decor-trends-2019-19650

[8] http://hqdesigns.de/en/interior-trends-for-2019-2020-from-design-fairs/

[9] https://www.archi-living.com/31212/interior-design-trends-of-imm-cologne-2019/


Posted from Waypoints Magazine Newsletter - https://www.waypointsmagazine.com/single-post/2019/06/26/Home-Design-Trends-Around-the-World

This article is for information purposes only and is not an advertisement to extend customer credit as defined by Section 12 CFR 1026.2 Regulation Z. Program rates, terms and conditions are subject to change at any time.

Cason Home Loans | Equal Housing Lender | NMLS# 162651

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