Loan Program Library

FHA Loans

FHA Loans are fixed or adjustable rate loans insured by the U.S. Department of Housing and Urban Development. FHA loans are designed to make housing more affordable, particularly for first-time homebuyers. While there are limits to the size of FHA loans, they are generous enough to handle moderate-priced homes almost anywhere in the country. Appraisals for FHA Loans may contain more repair requirements than conventional loans.


Great Option For:
  • Low down payments
  • Flexible qualification guidelines
  • Fixed-rate and ARM options

Borrower(s) Qualifications:
  • Borrowers that have limited funds for a down payment
  • Borrowers who¬†lack an established credit history or have experienced credit challenges in the past

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