Tag Archives: homeowner

What Homeowners Have to Say About the Benefits of Owning a Home

June is National Homeownership Month, so we’re celebrating all the wonderful things that come with being a homeowner!

There’s a lot of information out there that explains the benefits of buying a home — but don’t just take it from the experts. We wanted you to hear from real-life homeowners about the perks of owning, so we surveyed nearly 80 homeowners across the country.

Here’s what they have to say about the benefits of owning a home.

Why did you choose to buy a home?
“[It’s] part of the American Dream — the ability to make decisions about my home without the need for prior approval from a landlord. ‘Make it ours.’” — Vicki, Saginaw, MI
“Made more financial sense to own versus rent.” — Shmuel, River Edge, NJ
“Rent felt like a waste of money. With a home you gain equity over time. It’s an investment.” — Dustin, Pocatello, ID
What is your favorite memory in your current home?
“The day we started our first ‘remodel’ project. Being able to take our own vision and see it progress is a great feeling.” — Alyssa, Ottawa, IL
“Waking up in my own house the day after I moved in.” — Anonymous, Baltimore, MD
“The holidays. We have so many great memories of our first Christmas. Getting to decorate the outside with lights and decorations and having the indoor area for the tree and stockings.” — Jennie, St. Louis, MO
How does being a homeowner benefit you financially?
“The main benefit is that the money we’re paying in mortgage, plus our equity, will be given back to us when we sell. It’s practically a guaranteed savings account.” — Terri, Downers Grove, IL
“I started with a $99k home and have renovated and improved my way up to a $600k home.” — Glynis, Sacramento, CA
“15 years ago I bought my first home in an up and coming neighborhood for only $10,000 down. Using the equity that I gained from that home, I’ve since sold and bought a new larger home that is now worth $1.5 million! Being a homeowner has significantly improved my overall net worth!” — Anne, Brooklyn, New York
What do you get from owning that you didn't get from renting?
How does being a homeowner benefit you financially?
“[It has] given me a place of refuge that’s all mine and a place for my family to gather.” — Renee, Gulfport, MS
“Owning a home has surprisingly made me more financially responsible and more stable.” — Marissa, Sacramento, CA
“It keeps me emotionally grounded and connected to a place.” — Anonymous, Spokane, WA

More About the Survey

Charts

 

Happy National Homeownership Month!

If you’re ready to learn more about the benefits of owning and whether it’s right for you, contact Cason today!

Get Your Home Ready for Summer

As the weather heats up, our thoughts turn to fun in the sun, backyard barbecues, and peaceful nights on the patio. Make sure your home is ready for the summer weather by completing these seven summer maintenance task.

 

Give the AC unit a tune-up.

Just as you would for your furnace in the winter, you’ll want to have your air conditioning unit checked over by a professional before you really need it! Be sure to change your air filter as well.

 

 

Get ready for outdoor living.

Haul out your patio furniture from storage and clean and repair as necessary. Consider whether you need new cushions this year, and clean off your grill and your barbecue tools while you’re at it.

 

 

 

​Wash off the winter.

Dirt and mildew dull your home’s exterior and can also contribute to deterioration of your siding. Pressure washing it will make it look fresh and inviting under the summer sun. Just be sure to cover plants to protect them from the jet stream, and take care with windows.

 

 

Give your windows some TLC.

Washing the windows inside and out will let in the sunshine and brighten your home after a long, dark winter. Inspect your window screens and wash, repair, and replace as needed.

 

 

Switch over your fans.

Your ceiling fans should be reversed so that they spin counterclockwise, forcing air straight down. Give them a good cleaning, too.

 

 

There’s mulch to do.

Did you know too much sun is not good for your garden? Just like your skin, your summer garden needs protection from the sun. Spreading mulch around your plants helps to keep delicate roots cooler and retains water for hot, dry periods.

 

 

Check the deck.

Does it need resealing? Are there any nails sticking out or splintered spots that could hurt a person or pet?

 

 

Addressing the repairs and touch-ups and setting up your outdoor space before it’s too warm to do anything but lounge about drinking sun tea will help ensure your summer is an enjoyable one!

 

6 Ways You’re Wasting Energy and Money … and How to Stop!

 

Let’s face it: As soon as the summer heat really kicks in and you turn on the AC for the first time, you start to dread seeing your next energy bill. But while we know air conditioning can be a major energy sucker, there are also some other not-so-obvious culprits that could be hiking up your energy bills all year round. Since we’re all looking for ways to save energy (and money!), we drew up a list of some of the biggest energy suckers in your home, so you can stop them in their tracks.

 

We’ve been hearing this for years now: Switch to CFL (compact fluorescent lamps) and LED (light emitting diode) bulbs and save money. Well, it’s still true. Using incandescent bulbs will cost you around four times more per year than CFLs, and 10 times more than LEDs. Not to mention the amount of energy they consume:  

 

You may have hit the off switch, but if there’s a little glowing light or it tells you it’s in standby mode, then your electrical appliance is still sucking energy. One solution is to group items you don’t use constantly — such as your coffeemaker and toaster, or your charging stations, computer, and TV— onto a shared power strip, and switch that off when you leave for work or head to bed. You’ll take down several of these guys in one fell swoop. 

  If you can’t program it, you are doing yourself a major disservice. We’re not saying you need to go out and buy a Nest right this minute; there are lots of choices these days, many of them very affordable, that will allow you to program your thermostat for peak and minimal usage times. Some will even connect to your phone via an app and allow you to adjust your home temperature if you plan to stay out late or to ready the house for when you come home. Cooling an empty home is just a waste!

Air leaks around doors and windows can be a major energy-waster, but they can be easily remedied with some caulking and weatherstripping. This should be part of your routine home maintenance in spring and fall, but if you skipped it this year, there’s no time like now to remedy that. You don’t want to be cooling the whole neighborhood, do you? 

Pro Tip: How old is your insulation? Many types break down after 15 or so years. Water leaks and varmints can further erode its durability. Consider upgrading to new insulation that has a higher R-value, which is a measurement of the insulation’s ability to retain heat or cold.

  If you’re in an older house with single-pane windows, upgrading to double-glazed is the best gift you can give yourself. You’ll reduce energy loss, block street noise, and save money, while also increasing your curb appeal and possibly your home’s value!

There are lots of things you can do to reduce how hard your water heater has to work and make sure it’s running efficiently. Be sure to insulate both the heater and your hot water pipes. The U.S. Department of Energy recommends turning down the temperature to 120 degrees to save up to 22% on your home energy bill annually. Taking shorter showers and only running the dishwasher when it’s full will also help reduce hot-water costs.

When you know what you’re up against, it’s much easier to defeat these energy-wasters throughout your home. After all, knowledge is power.

If you’re looking to make your home more energy-efficient, let’s discuss some financing options that can help you accomplish your goals!

Skip to content